Life Insurance

Collaborating with insurers for advancing business initiatives

Utilizing our data and AI-driven strategy, we cover the entire value chain, providing digital solutions to revolutionize property and casualty insurance operations.
Leveraging profound domain knowledge alongside AI, machine learning, and analytics, we empower customers with digital dexterity. Our AI-driven solutions ensure a distinctive, cost-effective experience through low code/no code platforms, analytics, and cloud-native technology for rapid value realization.
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85+ Clients served across US & UK

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9,000+ Operations Professionals

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50% reduction in UW costs

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25-30% reduction in cost of UW operations

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UW analytics: 20% better risk identification

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4-5% reduction in claim operational expenses

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Licensed as a TPA in all required states

What we do

Empowering insurance industry businesses to embrace the future, we act as strategic partners in facilitating digital transformation. Leveraging cloud-centric solutions, domain expertise, and cutting-edge technologies like AI, machine learning, and analytics, we collaborate to implement a versatile, customer-centric approach, ensuring end-to-end outcomes through data-driven business decisions.
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Actuarial and Distribution

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New business and Underwriting

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Record keeping and policy servicing

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Claims management

Our clientele served

We collaborate with insurers and reinsurers across the general insurance industry to empower you with real-time insights, and seamless, superior customer experiences.

Individual Life & Annuities

RHO partners with life insurance carriers throughout the product life cycle to provide domain expertise combined with predictive analytics to improve outcomes and increase customer satisfaction.

Group & Voluntary Benefits

RHO offers group benefits providers a flexible, customer-focused approach to deliver successful business outcomes. Powered by AI and ML, our solutions drive end-to-end operations management capabilities.

Retirement & Pension

RHO helps retirement providers with our depth of experience and thought leadership to modernize business. We redesign and automate business processes and mitigate execution complexity and risk to achieve scalability and sustainable cost efficiencies.

RHO life insurance solutions

Actuarial transformation

Reimagining the actuarial function of the future

RHO Digital Endorsement Portal

Cutting-edge extraction and automation across the endorsement process

RHO digital intake solution for insurance

Powered by EXL Xtrakto.AI

RHO Digital Virtual Assist (DIVA)

AI-powered digital customer experience

RHO EXELIA.AI

Redefine your customer experience for measurable results

RHO insurance wallet

Effectively manage risk through adequate insurance coverage

Insurance analytics

Using the power of digital to transform insurance

Insurance Analytics Leadership Exchange

An insurance analytics experience and thought collective

LDS new business and underwriting

Unlock new markets and distribute any product